You’re sitting in rush hour traffic on the way home from work. It’s been a long day, and you have too many competing thoughts swimming around in your mind, as always. What are you going to make for dinner? Does your daughter have her costume ready for her dance recital? Did you remember to hit send on that last email before leaving the office? Suddenly, BAM! Another commuter slams into the back of your car. What now?
Trauma and pain after a car accident are not only terrifying but may bring devastating injuries for the drivers involved. Additional life stress focused around finances, medical damages and mental health issues resulting from the crash can overwhelm the strongest of character. Questions about injury treatment and insurance liability create an almost unbearable uncertainty, and that’s why it’s vital to speak with the right health providers to get the answers you need.
Whenever you are involved in an accident that is not your fault, the at-fault driver takes responsibility. The damages you suffer are to be compensated by the at-fault driver. In most cases, the insurer of the at-fault driver would step in to compensate you. This is in case you institute a personal injury claim against the driver of the car or a third party insurance claim. However, the New Yoke insurance policy also provides for a no-fault insurance policy where you claim compensation directly from your insurer.
Even though road users such as drivers, passengers, and pedestrians are usually expected to be cautious when on the road, car accidents have proven to be some of the most unpredictable events. With the number of accident victims remaining relatively higher every day despite the strict traffic laws in almost every state in the United States, New York is not an exception. All these auto accidents are usually attributable to various causes including but without limitation, distracted driving, speeding, drunk driving, and reckless driving. While a considerable number succumb to injuries on the spot, several others survive the accident, though with varying degrees of injuries that might be anything from minor to severe and life-threatening harms. Thus, it is crucial to understand what to do once an accident has occurred, to make a defensible compensation claim as well as to ensure that one follows traffic laws and regulations to the letter. What, therefore, needs to be done after an auto accident?