The shoulder joint is one of the most important joints in the body because of its wide range of motion. But because it has such a wide range of motion, it can also be injured easily. Often, shoulder injuries require surgery to help them heal properly. This makes workers comp shoulder injuries very costly and stressful. The average workers’ compensation settlement for a shoulder injury varies, but you can expect to receive about two-thirds of your average salary while you’re out of commission. A few factors will go into determining the exact amount you will receive.
If you have a shoulder injury, the Bureau of Labor Statistics estimates that your total costs will be $20,000, and that’s assuming you do not need surgery. Between treatments and waiting for your shoulder to heal, you can expect to miss about three weeks of work.
Depending on the severity of your worker’s comp shoulder injury, you may receive one of the following types of disability for the injury:
Your disability settlement may be given to you in a lump sum. This is a one-time payment meant to cover treatment and lost time working. While it is a predetermined amount, you could instead receive the amount in installments, such as weekly or monthly payments.
While the exact amount varies, you will most likely receive about two-thirds of your salary before your shoulder injury. Some states put a limit on how long you can receive workers’ compensation payments.
For example, in New York, you can receive it for up to 525 weeks if you have lost all your earning capacity.
The lump-sum your employer offers you for your shoulder injury is usually all you will get — you most likely won’t be eligible for more medical benefits.
If you choose not to accept the lump sum, you can take your employer to court. If you win your case, you may receive more compensation than the lump sum would have offered you. On the other hand, you risk losing all the benefits if you lose.
Workers’ compensation laws vary by state, so you should always check your state laws before making a decision. It’s always best to contact an experienced workers’ comp attorney before making any important decisions when it comes to your benefits.
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